Interview Questions & Answers for IBPS PO Jan 2013 Common Interview | IBPS PO June 2012 Exam

As we all know, IBPS PO 2012 Common interview is scheduled to start in January 2013. So, i am posting some more questions on different types of banks in India and their functions and also focused on the difference between these banks. So, read all questions. You may have to face any of these questions.


Right Click on thumbnails and open in new tab to read the IBPS PO January 2013 Common Interview Questions & Answers


Types of banks in our country are RBI, IDBI, NABARD, SIDBI, EXIM Bank, RRBs, Co-Operative Banks and Commercial Banks. All the questions in this post are based on these banks. The functions of RBI, IDBI, SIDBI, NABARD and all other banks and the difference between nationalised banks and public sector banks & Commercial Banks and Co-operative Banks & Commercial Bank and Regional Rural Banks are answered. How RBI is going to regulated the money market and key terms like CRR and SLR are explained. So, read this post completely. Every question is important. All The Best for IBPS PO 2012 – 2013 Common Interview to be held in January 2013.

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113 thoughts on “Interview Questions & Answers for IBPS PO Jan 2013 Common Interview | IBPS PO June 2012 Exam

  1. ANUPAM VIKASH

    kindly send me the question

  2. sir i am working as a branch post master in post office provisionally.. do i need to produce NOC ??? plz help me…

  3. mukul kumar pandey

    ankita on March 4, 2013 at 12:03 am said:
    SIR i have lost my application printout plz help me my reg no -1111837899 Roll no.:2150804178

    1. take reprint of it from ibps website

  4. i got 106 marks in ibps clerk2 ..i am from tamilnadu..nd belonging to obc..is there any chance

  5. Hi,
    I’m from Karnataka State and my score is 118(OBC),
    is there any chances of getting selected in IBPS interview, my interview is scheduled on 25th April or is it just a mere procedure.
    Please do reply if u have attended the interview in the previous years.

    Thank u in advance.
    Sparsha

  6. SIR i have lost my application printout plz help me my reg no -1110153072 Roll no.: 1280100035 my email id ankitatyagi.28@gmail.com

  7. Hello,
    I have scored 127 marks in IBPS CWE-2 (GEN cat) from AP.. Pls let me know about my changes for getting called for the interview..

  8. Sir,I have scored 95- SC category ,for clarical job……..Will i be getting opportunity to take the job
    Basically i have done B.E and have 4 years of exp in software field.
    how will be the interview what and all needs to be prepared

    1. basically i want to know………How much i need to score in the interview to get a job.(for written test i wasn’t prepared) so i dont want to take a chance i want prepare well and go

  9. sir, i got 146(gen). i wan 2 know if all documents need to be attested by gazetted officer? also in the character certificate how many years should we mention? plz reply soon.

    1. around 2 years and should carry all relavent documents and gazzeted officer sign is not required

  10. Hello sir..
    is it mandatory to produce NOC if a person is working in private jobs.

    1. No need to produce NOC for private jobs

  11. sir i hve scored jst 136 in po/mt2……will there be any chance of getting selected in the final list……..

  12. sir i have got 138 marks gen cat….presently working in pnb as clerk .is there any chance of my selection…medical background

  13. those who r getting interview in the morning & afternoon sitting they r getting enough and right time to express their views but thos wo r getting evening session not getting fair chance . ibps po common interview is just first com first get job all r curropt.

    1. IBPS is making crap of all these process interview are random they are in the process of rejecting candidate,people in evening shift are not given enough time.whole process is biased.

  14. I scored 147 in IBPS PO 2012 in General Category. I have good communication skills & sound knowledge in Banking Sector. I have one year work experience in an MNC. Chances of me getting selected???

  15. hello sir,
    I have got 167 marks in general category…being an engineer should I prepare for the graduation subjects for the interview????

  16. sir
    I have scored 141 in IBPS PO 2, What are my chances to crack interview ?

    please please arrange to suggest me for my chance. please give your fair answer irrespective of doubts. it will not be heart me.
    I have 9 years exp in marketing also.

    Please suggest, I am in waiting for you reply !!

  17. HI..
    my score z 139(SC) n I hv 1 yr experience in bank clerical job. i m a b-tech,cse
    graduate, can u plz inform me z thr any chance of my selection???

  18. sir i have 153 in gen in ibps po2 what r the chances for selection

  19. Dear Admin,
    i have shifted to delhi while my interview centre is Bangalore. Is there any remote possibility of getting the centre changed?? (though it has already been notified that request for change of centre will not be entertained).
    also, my score barely crossed minimum score, i.e. 136.. so are there any chances of clearing the interview and thus worth attending it?

    1. it is always worthy to attend interviews. 136 is not enough even though u perform really well in interview in general category, but it will be a good experience for u. if it is possible to attend, go for it.

      1. Dear Admin what is the chance of having score 153 with OBC category.

  20. HII ADMIN I M WORKING IN INFOSYS WD CLIENT CPC ITD..CAN I TELL MA XPERIENCE IN INTERVIEW?

    1. if u can produce NOC, then u can tell ur wrk expereince.

  21. sir, i belong to vissually impaired cat. but my certificate is not same as per performa of ibps kindly tell me that they allow me to appear in interview my score is 122.

    1. u r allowed. no problem

  22. What’s the highest score scored in ibps po june2012?
    any chance for 152!!!!!!!!!!!!!!!!!!!!!!!!!!!

  23. hello sir
    i have scored 139 marks in OBC from UP .what are my chances for po.

  24. I have certificates of m graduation. But i dont have certificates of m MBA since i had not collected them from m college so will they allow me to sit in the interview. I have marksheet of first sem, 2nd sem n 4 th sem (provisional). So will they allow me to sit in interview. PLZ help anyone.

  25. Sir,

    Is there any reservation of seats

    for OBC?

    for Ex-SM OBC?

  26. abhimanyu singh

    what r the marks of ibps po’s interview????

  27. Sir, I got 153 marks.. OBC category.. what r my chances in interview?
    please reply me sir..

  28. Sir
    will there be GD or only PI

  29. Hello Sir,
    Sir can you please tell me that in the common interview of IBPS-PO-II whether there will be only interview or both Interview and G.D.Sir please reply sir…

  30. Hello Sir ,
    Sir in IBPS PO II EXAM whether there will be only interview or both G.D and interview in the common interview starting from jan13.Please sir please reply

  31. Please please please please please reply sir,
    1. Total interview marks for common interview 50 or 100? 2. Sharing of written & interview marks 80:20 or any other ratio? 3. My score is 156 tws general category how much i need to score in interview? Chances for final selection?

  32. DEAR SIR,I M GAURAV FRM UTTARAKHAND.PLZHELP ME OUT,I M VRY TENSED. in the passing year of graduation i filled 2010 instead of 2009. passing dateis filled correctly,but year filled wrongly.post graduation year filled correctly 2011.i had talk in ibps ofc,they said date is manageable.is ths mistake creates a problem for me? plz help me.waitimg for ur answer.

    1. no problem.. All The Best for interview

  33. SIR IS THERE IS ANY NORMS FOR THE NO OF YEARS IN THECHARACTER CERTIFICATE?

    1. no. but u write more than 5yrs.

  34. Dear admin
    im bba graduate also hv completed my mba dis year… but i didnt mentioned about mah mba in application form…. so do u think if i present mba degree in interview will provide any kind of advantage or need not to show because afterall i m eligible on my graduation basis…. plzzzzz reply

    1. there will be no use. only ur interview performance matters

  35. sir i got my interview call for po,i m engineering graduate,n have 7 yr work exp,but right now m not having my degree certificate and all sem marks sheet but i have consolidated final year mark sheet,will they allow me to attend interview pls reply soon…

    1. u need degree certificate. attend interview with all the documents u have.

  36. sir i hav scored 128 ,,,,,my cat is ST,,,,what are my chances plzz tell me sir??

  37. for common interview is there any group discussion or only personal interview???? tell me sir plzzz

  38. hello sir .. i got 149 marks in ibps po general category …….
    is dere any chance of selection

  39. My written score in PO 2012 is 150 in general category. Pls tell me what is the chance

  40. Hello…I am curretly working in an MNC. My company refused to give me NOC (which bank has asked in case you are working) for PO interview. Pls tell me what to do. Will they allow me to give interview without NOC. Pls help.

    1. Dont tell them you are working,i will be doing the same as my company would not be giving me relief letter.

      1. I understand your views..but I can’t ignore my 1.2 year experience :(

        1. neha, it is your choice, if you are working, you will be asked to produce a NOC (and invite questions about your previous job/ y u want to quit job). if you say u r not working ur selection chances also improves as you are in need of job and hirer opine that you are likely to join. i suggest appear without experience.
          best of luck for interview
          Mukesh

    2. ok neha
      Bajaj capital required a
      tele caller
      8182838441 ok call me

  41. sir….i have scored 146 marks in IBPS po obc category ….do i any chances sir please reply me

  42. SIR,PLEASE HELP ME TO GET PASSWORD,MY REGISTRATION NO.5000032398,DOB-26-04-1980

  43. Dear Sir, Please help me downloading my Interview call letter.. I have lost my password. My Registration No.: 5000032398, DOB: 26-04-1980. Thanks a lot

  44. Dear Sir,
    I have secured 152 marks General category.My interview is schedule on 23 january 2013.I have two queries as stated below:
    1.What are the chances of clearing for p.o with this score?
    2.What is the effective way for the preparation of interview,please explain in detail as it would help other users as well.
    As I have a few days left ,so taking coaching for the same would be inefective.
    Kindly give your valueable feedback as soon as possible.

    Regards,
    Amit Kumar
    7838573777

  45. Pushkar Singh Bisht

    sir please help me out.. What will be the answer of this question…
    HOW WOULD YOU MARKET CASA ACCOUNT??? PLEASE PLEASE REPLYY SIR..

    1. Definition of ‘Current Account, Savings Account (CASA)’
      CASA accounts are most prominent in middle and southeast Asia, and are an attempt to combine savings and checking accounts to entice customers to keep their money in the banks. The current account portion pays no or very low interest, while the savings portion pays an above average return. They are offered free or for a fee depending on minimum or average balance requirements.

      Read more: http://www.investopedia.com/terms/c/current-account-savings-account.asp#ixzz2HJGHFMT7

  46. respected sir, i’m benjamin and got 136 in po/mt 2 in obc category, i have marks sheets of all semisters but i dont have consolidated marks sheet, will there be any problem in interview. please reply soon sir please.

  47. sir i got my interview call fot po2,i m engineering graduate,n have 7 yr work exp,but right now m not having my degree certificate and all sem marks sheet but i have consolidated final year mark sheet,will they allow me to attend interview pls reply soon…

  48. DEAR SI,I M GAURAV FRM UTTARAKHAND.PLZHELP ME OUT,I M VRY TENSED.
    in the passing year of graduation i filled 2010 instead of 2009. passing dateis filled correctly,but year filled wrongly.post graduation year filled correctly 2011.i had talk in ibps ofc,they said date is manageable.is ths mistake creates a problem for me?
    plz help me.waitimg for ur answer.

  49. sir,my score is 152,obc category,B.SC, B.ED.what is chance of final selection,this is my 1st interview,please reply as soon as possible.

  50. sir my score is 149 in ibps po, category obc, M.A economics,what is the chance of my selection,please reply

  51. sir
    i had applied in obc catogory in ibps po 2012 but sir jat are only given reservation in up obc not included in the central list of obc i scored 144 what should i do
    plz reply me

    1. if u cant submit obc certificate, u will not be allowed for interview.

      1. HOW TO MODERATE COMMENT .ND SIR PLZ ANS MY QUESTION.
        GAURAV FROM UTTARAKHAND

      2. SIR
        is that possible that they allow me to give interview as a gen candidate as i hav scored 144 and cutoff for gen is 135 same as for obc

        1. NO..but u have to attend interview

          1. sir
            now how will it happen i m very tensed no idea what to do

  52. Sir, I scored 138 marks in PO/MT II in General Category. I am Mechanical Engineer and has 3 years of experience. Kindly let me know is there any contribution of experience in interview? and secondly are there any chances to get a job if interview goes well? Also my dad is working with a PSB at a managerial rank. Please reply.

  53. Dear Sir
    PLEASE HELP ME GET PASSWORD, MY REGISTRATION NO.5000690756,DOB-16-04-1985.
    Thanks a lot.

    1. Thanks a lot sir. It really helped.

  54. please sir tell me i have no degree certificate but i have all semester marksheet i am 2011 year passout can i attend the ibps po interview

    1. Attend interview with all the documents u have.

  55. sir po interview k liye character certificate kis se banbane hai. plz rply sir

  56. SIR I GOT 144 MARKS IN IBPS PO AND I GOT 144 marks .i belong to general category and haryana
    sir is there any chance to select in job

  57. Sir, i scored 141 obc cat in IBPS PO/MT-2 from U.P. so please tell me wht r the chances of getting job for me…..

  58. SIR,
    my score in ibps po 2 is 169 in general category…sir pls tell me the chances of getting the job .please please please reply me sir

    1. good chance..do well in interview for final selection

  59. SIR I Did enginearing in computer science with 54.12%, and my ibps po score is 127, i belong to ST catogary, did i have chance

  60. Pushkar Singh Bisht

    Sir i had completed my Degree in august 2011 but my degree reached on march 2012… so please please tell me whether it can create any problem for me or not.. i have my last semester marksheet which is issued before 2012.. PLZZZ reply Sir..

    1. no problem. u r eligible

  61. Pushkar Singh Bisht

    sir my score is 158 general category.. what are my chances for final selection..?????
    PLEASE PLEASE PLEASE Reply SIR…

    1. if u can do well in interview..u will get job.

      1. Pushkar Singh Bisht

        Thanks allotttt sir…

  62. sir i have 127 in IBPS PO. I am 4m sc category. is there any chance me to get job with this score???

  63. I’m 2012 passout with 64.84 %,but while filling po2 application,there is no 2012 option,so i entered my year of passing as 2011 and with 65.15% (actual is 64.84%),will this be a problem in interview??Pls reply……..

    1. First of all, 2012 passouts are not eligible for this recruitment. So, u will be disqualified. Dont do this mistake of entering wrong %. You will be disqualified for this reason too..

  64. Hello Sir, I got 165 marks and in GEN category. I have never given any bank interviews. I want 2 knw that is there any chances that a candidate get fail in interview. or they will pass every student.
    And what will be the ratio of marks of written and interview for final selection.
    please reply…. thanks in advance

    1. they will definitely fail the candidates. About 20% of the candidates getting failed or just pass mark. Pass mark is not at all useful

  65. sir, bio data form is only for scribe.so normal candidates dont need any bio data form,right na? plz rep.thank you.

  66. sheetal Chaudhary

    HIII i the address in my obc certificate is not same as of my marksheets but both the address are of same state will it create any problem..

    1. they wont look for address

  67. Hello sir,

    I got 144 in IBPS POs & I belong to SC Category. Do I have any chance? Please let me know..

    Thank you.

    1. yes..u have

  68. SIR, I PRAVEEN KUMAR GOT 148 IN GENERAL CATEGORY FROM AP IN PO-II…. WT R MY CHANCES …..PLS SUGGEST ME

  69. WITH 153 SCORE AND GENERAL CATEGORY STUDENT..WHAT ARE THE CHANCES FOR PO-2

  70. Dheeraj Srivastava

    Sir…plzzzz reply….145 gen cat….kya chance hai???? Kisi v scenario mein..??? I have more than 60% in graduation and did MCA with more than 70%

    1. less chance..but try to score high, then u may have chace

      1. Dheeraj Srivastava

        Thnx sir..m asking bcoz currently m doing a job in MNC and if i wl attend the inrevw thn i hv 2 leave my current job.Can, u plz suggest wat shud i do??

        1. it is better to stick with ur current job

  71. Sir
    I pratap Kumar Got 123 score OBC-EXSM cat from Maharashtra state.I have given interview in Dena Bank, but in first list my name not came. Is there nay chance in 2 nd or 3 rd list.pls reply to me asp.my mob no is 9967830087.

    1. i cant say anything for 123 score. As far i know, it is not enough..

  72. SOMESH RUDRAKSHA

    SIR,PLEASE HELP ME TO GET PASSWORD,MY REGISTRATION NO.5000388829,DOB-01-06-1985.

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